SoFi is a direct lender for conventional and jumbo loans. Ultimately the choice is yours.The analyses and opinions on our site are our own and our editors and staff writers are instructed to maintain editorial integrity.

Using a service like SoFi Mortgage offers all of the mainstream lending products you'd expect at a typical lender. He is also a regular contributor to I didn’t even realize SoFi offered mortgages. SoFi Mortgage Review. and have not been previously reviewed, approved or endorsed by any other Way too much personal information, information that is irrelevant to a mortgage loan up front.

Our brand, ConsumersAdvocate.org, stands for accuracy and helpful information. Veterans United Home Loans specializes in VA loans and is the largest VA home purchase lender.Guild Mortgage serves homebuyers nationwide with multiple mortgage options. The questions you require lead me to believe this information will be used to benefit sofi not the customer. Our partners compensate us. With a pre-approval, you typically have to finish the mortgage application, provide proof of all your income, assets, and liability, and have a conditional sign off from underwriting. The bank has an A+ Better Business Bureau rating and a J.D. Combine that with minimal loan choices, higher rates, and poor customer service, and this isn’t a lender I would recommend.Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of He regularly writes about investing, student loan debt, and general personal finance topics geared towards anyone wanting to earn more, get out of debt, and start building wealth for the future.He has been quoted in major publications including the New York Times, Washington Post, Fox, ABC, NBC, and more. However, this does not influence our evaluations. To that end, you should know that many advertisers pay us a referral fee if you purchase products after clicking links or calling phone numbers on our website.The following companies are our partners in Mortgage Refinance: We sometimes offer premium or additional placements on our website and in our marketing materials to our advertising partners. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: California: California Finance Lender loans arranged pursuant to Department of Business Oversight Finance Lenders License #60DBO-74812Due to the coronavirus outbreak, obtaining a mortgage may be a bit of a challenge. In just a few simple fill-in forms, you can quickly get your interest rate and what products you might potentially qualify for.Once you fill out all the information, SoFi Mortgage will confirm that you're allowing them to run a credit check, and then you can get a pre-qualification letter.Remember, a pre-qualification letter is NOT a pre-approval letter. SoFi is a San Francisco-based lender founded in 2011 primarily to offer student loan refinancing services. The application process is simple and quick, and can be done completely online.SoFi enjoys an excellent reputation in the lending community, with high credit ratings and a reputation for excellent customer service. Thank you, Mortgage shoppers can choose from conventional or agency loans with this lender, which has an A+ BBB rating and a four out of five J.D. ConsumersAdvocate.org Rating: 4.6 / 5 (Excellent) 6 Customer Comments & Reviews - see all comments. There are thousands of financial products and services out there, and we believe in helping you understand which is best for you, how it works, and will it actually help you achieve your financial goals. Btw, I am educated, I have a 745 mortgage score & 200k annual income! We recommend that you review the privacy policy of the site you are entering. I just think of them as the student refinancing company.