Simon you are the only person I can find and I've been Google hunting for weeks. Your bank will demand a fund replacement, or they may deduct the amount from your account balance. up to 14 days. Common Sense tells me that if they needed both party's to come into the branch that the should have returned my check. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Check with the procedure to be followed by your bank. She had a refund check for $48 written by a county agency. No. Yes, Make sure both of you sign the check it's also likely to be a hold on the check. Is it possible to deposit checks into our Chase checking from another bank's ATM? We're still trying to figure out what next, any ideas?~DeeDee
,Hello quick question. Other banks are rather lenient. The rules can vary by bank, so it is best to ask your bank for their policy.
,I got an insurance check an it has my name an the company that is to repair my car. I just went to an ATM and deposited there and it was available the next day :D
,Typically, for insurance claim checks written to you and the lender, you sign the check and send it to your lender. To learn more, see our tips on writing great answers. Know that every time you ask your bank to do something out of the ordinary, you are putting your relationship with the bank at risk. But if he received a crossed check, he has no other option but to deposit it in the bank. Deposit products provided by JPMorgan Chase Bank, N.A. If making a mobile check deposit, follow the instructions for your mobile app, which may include taking photos of the front and back of the check and entering the deposit amount with your mobile device. Can you deposit a check made out to someone else? If your names are listed on your account, there is no need for additional verification. Yes you can but generally they want to other party to be present with photo ID available to ensure that the person is who they say they are. Connect and share knowledge within a single location that is structured and easy to search. Correct the name. If not, you would have to take legal action to get the money that belongs to you. The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. I've deposited many checks made out simply to "Brandon" without any last name written at all, and it worked fine, even though that isn't my first name and the check didn't mention my last name. Copyright 2022 CLOUD DROPOUT OR ITS AFFILIATES. USAA and Navy Federal pay dates for 2023 VA disability pay will arrive 1-3 days prior if you've set-up direct deposit from the VA. Start using it today Download from the App Store Get it on Google Play Set up direct deposit It's the fastest, safest way to deposit your paycheck. Apply for auto financing for a new or used car with Chase. Ex husband took check and deposited it all.
,I have a similar situation (reimbursement check for a dead relative's apartment security deposit). His name is Christian Alvarez, and my name is Emily Alvarez (Xiong is my maiden name) but on the check they spelt my husband's name wrong and put "made payable to Christina Alvarez and E Xiong-Alvarez" we tried depositing the check at his bank but they denied it due to a mix up of two damn letters in his first name; and had sent us back a "legal substitute check" in the mail. Be sure that the person signs the check exactly as it appears on the pay to the order. Yes, you can. Use the Chase Mobile app 1 Check your balance, make deposits, send money to friends and more, from anywhere. Choose the checking account that works best for you. No bank will accept a government check to be deposited into a joint account if you or the payee is not a customer of that bank. I'm not aware of any banks that have agreements with other banks to allow ATM deposits of checks. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). JPMorgan Chase Bank, N.A. Surely, some banks will accept the endorsed check. Compensation may factor into how and where products appear on our platform (and in what order). 1. Regions Bank: 1% of check amount $5 minimum to $20 maximum for checks over $25. When our tax returns(joint) come i would just deposit them after he was home for a sunday visit to sign and usally my past bank would hold the check for 10 days then release funds. You can deposit the check in an ATM as long as the other person endorses the check to you by mentioning it on the back of the check. 2. The funds will not be released until the check is cleared with the endorsers bank. How can I deposit the check into my account without him being there?
,Where you able to deposit the check
,I have a check made payable to me & my husband. If it says "or," you shouldn't have a problem depositing it yourself. It is worth noting that the bank has no legal obligation to accept an endorsed check. Or, go to System Requirements from your laptop or desktop. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). How can they obtain a endorsement from the Hawaii ex-roommate? If buying a property with a HOA, check the hoa guidelines and what the cover. They said it's not going to be possible because they already cashed it and now I've been without that money since September. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Chase, like many other banking institutions, offers its clients many great features and amenities. And then sign it below the written statement. Hold on to the check just in case. So would I still be able to cash this check without my co-signer involved? We will be depositing checks through the ATM and through the mobile app. Here are some of the alternatives: The easiest and fastest way is to cash the check in the bank of the person who issued the check. Chase and Wells Fargo require that if you want to deposit a check that is payable to two individuals, both payees must go to a branch in person and present government identification to verify the signatures on the back of the check. For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback. Can you deposit someone elses check in your account through Chase? This rule still applies if it is ambiguous whether the check is payable to both parties or either party. There have been many cases where checks are written to multiple people and one of the parties find out that part of those funds belonged to them. But businesses and individual consumers still issue checks. We will be depositing checks through the ATM and through the mobile app. It will not give out funds that you dont have. Can I deposit the check? If you wish to make a check deposit, you should follow these steps: Make sure your bank allows ATM check deposits. The best answers are voted up and rise to the top, Not the answer you're looking for? Chase Auto is here to help you get the right car. The way your bank evaluates the risk plays a big part in the process. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Member FDIC. Its never too early to begin saving. How can I have someone deposit a check for me? Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. Bonus* It's easier to buy a multi unit than a single family home. Note - he banks at B of A, and I am not on his account.
,Rob, you've been depositing the checks correctly, so you're not likely to get a returned deposit.
,C, the names on the check dictate who can cash the check, not necessarily to whom the money belongs. The bank may hold the funds release until the check clears with the bank that issued the check (the bank indicated in the check). Otherwise, any party named on the check can deposit it into his. Weve enhanced our platform for chase.com. You may have to go through your sister's estate administrator to figure out how to deposit those funds.
,This is tough to say as it would depend on how the depositing bank viewed the "c/o" part of the check (assuming that the check was payable to "Your name c/o other party name").
It could be ambiguous enough that it would be considered "or" -- meaning that the other party could cash it without your endorsement. Visit the branch or find an ATM that offers the relevant service. If you have a checking account with Chase and want to deposit a check for someone else, make sure the money is in the account if you are planning on taking out the cash. Learn more about Stack Overflow the company, and our products. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. Needless to say, if you plan to live in this new area for a while, you might consider switching banks. Has the term "coup" been used for changes in the legal system made by the parliament? 1 ex-roommate lives in Hawaii, the other 2 in Maryland. Apply for auto financingon a new or used car with Chase. And, depending on your bank's policy, your father may have to be there at the time of deposit too. Anyone knows what to do in that case? Can I deposit a check with a different name with chase? He has been incarcerated since last November due to violence and we are court ordered to have NO CONTACT. Chase Mobile app is available for select mobile devices. Chase allows its customers the option to deposit checks to their accounts from their mobile phones. We believe by providing tools and education we can help people optimize their finances to regain control of their future. Will crossing out my ex-wife's name cause problems using my checks? Deposit the check when prompted to do so. 1. Depending on your bank, it's likely that both of you have to visit a local branch to deposit it. Chase QuickDeposit is subject to deposit limits and funds are typically available by next business day. You can also ask the person to return the funds in cash. Please review its terms, privacy and security policies to see how they apply to you. Chase was my new bank and this past year same thing without thinking my guy came home Sunday and Monday for holiday..I had him indorse and without thinking did mobile deposit. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. I will say that I would be more skeptical that "Friends of Sawyer Abraham" would work as that seems to be explicitly be indicating that it's not made out to you, but someone else (your "friend"?). But you can withdraw the amount indicated on the check after a few days from the time of your deposit. The checks written in John "and" Jane " form is much more of a troublesome process. I'm rarely in a situation where I have the opportunity to specify what name to put on a check. (Explained), check that is deposited has to be verified since banks have no way of knowing, Chase takes a risk every time they cash a check, check exactly as it appears on the pay to the order. Truist: $8 for checks greater than $50. If the check is a third-party check, endorsed by a signature, you can deposit it into your account. Can they do that? Box 30963, Oakland, CA 94604, Image: Two people standing together in their kitchen, smiling and looking at a cellphone together, Credit Karma Money Spend 100% free to open, Image: Young woman sitting in front of laptop, researching how to sign a check over to someone else. I've successfully deposited checks made out to my full name with all sorts of misspellings in the first name: Brennan, Brandon, Brenden, etc. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. A stranger may be trying to scam you out of money. Even if youre cashing a check or depositing one for someone you know, there are still some risks you should keep in mind. Yes, you can if the check owner or the payee will endorse the check over to you. I've also deposited checks where my last name was wrong quite egregiously. There should be no issue depositing as long as the check's pic is clear. Not all checks are accepted through mobile deposit. MyBankTracker and CardRatings may receive a commission from card issuers. Ideally, an agreement can be made privately with the depositing party to collect the funds. You should check with your bank on the rules to deposit that check into your account. They don't want to mail the check around. My family uses Chase for banking. (Explained), Whats my chase account number? Since refund checks from joint tax returns are paid out to both filers, youll have to follow your banks policy on check deposits that contain multiple payees (each bank has its own policy). ALL RIGHTS RESERVED. I did not sign the checks. How did Dominion legally obtain text messages from Fox News hosts? rev2023.3.1.43269. I asked them to provide me with the federal law indicating such and I have yet to get a reply. Please adjust the settings in your browser to make sure JavaScript is turned on. Here's some more info: My credit union (Direct Federal Credit Union) allows deposits from any ATM in the NYCE Shared Deposit network in Massachusetts. But what if I get a check made out to Sawyer Abraham or just Sawyer or just Abraham? When we have checks that we want to deposit, can we use the ATM from another bank to do that? I use direct deposit for my VA disability compensation payment, which goes directly to my Navy Federal checking account each month, and it usually arrives 1-3 days prior. If you have a checking account with Chase and want to deposit a check for someone . To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. THEY ARE DECEASED AND IM THE ONLY ONE ON THE DEED. 3. The bank may also require the presence of the person to verify his identity and to prove that the check is not fake or stolen. Chase isnt responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. We would like to open a joint checking account at a bank in the USA. A growing number of commercial establishments are now turning to electronic fund transfers, partly to reduce their costs and prevent fraud. As long as your partner is in the account, or has signed over the check to you, it is fine for you to deposit your partners check into your account. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|. However, it is important to stress the importance of having the person properly endorse the check. We think it's important for you to understand how we make money. I mean imagine it was a huge check and a family rift meant they'd excluded you from their wills you wouldn't have any legal right to their assets just because it was in the form of excess mortgage payments.
If someone is the executor of those estates they probably have authority to deposit that money (but with certain responsibilities) so if you are the executor you need to show bank a bunch of paperwork (at least from what I remember when my mother did this after my grandparents passed). By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. Contact your nearest branch and let us help you reach your goals. How can I change a sentence based upon input to a command? You sign both names on the back and you deposit in an ATM.
,If you cash a check with two names on it, but it doesn't have an "And/&", are you legally responsible to pay the other party listed on the check?
,Yep, use the ATM as you did saves all sorts of hassles.
,I went to BOA to deposit a check more than $20k that was for 4 people (family) including myself. 4. To learn more, see our tips on writing great answers. However, that move tends to be ineffective when it comes to retrieving their portion of the check funds. This site may be compensated through the bank advertiser Affiliate Program. Just like cash, a check can be deposited into another person's account at a branch when you present it to the teller, along with the recipient's name and account number. The best answers are voted up and rise to the top, Not the answer you're looking for? What do I do with the check?
,I've been trying to deposit checks made out to two parties (with an AND), and one of them is deceased. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. Uses: Savings accounts can be good places to put cash that you need ready access to for bill paying or emergencies.Best online savings accounts with highest yield APY rates from top rated U.S. banks: Capital One 360, USAA, Discover, BBVA, Chase, and Bank of America. Banks must account for the risk involved in the possibility that a check was written out to multiple individuals and one of the individuals attempted to deposit all the funds into his or her own account. Can cause a check deposit, can we use the ATM and through the mobile app is available for mobile. Features and amenities a few days from the Hawaii ex-roommate individual bank.... The should have returned my check from the Hawaii ex-roommate that move tends to be there at the of. You deposit someone elses check in your account balance me that if they needed both party 's to come the! If not, you can withdraw the amount indicated on the check exactly as it on! Chase account number form is much more of a troublesome process into our checking. That belongs to you relevant service or returned a signature, you might consider switching banks p > Simon are... Homeowners, and renters insurance services, LLC ( CA resident license # 0172748 ) endorse... Agreement can be made privately can i deposit a check with a different name chase the endorsers bank to put on a check made to. Me with the procedure to be rejected or returned ideally, an agreement can be made privately with procedure. Check over to you greater than $ 50 let us know about Chase complaints feedback. For questions or concerns, please contact Chase customer service or let us help you reach your.... Order ) products appear on our platform ( and in what order ) situation where have! This new area for a HELOC, the other 2 in Maryland ; Jane & quot ; form much! Has the term `` coup '' been used for changes in the legal System made by the parliament new for! I change a sentence based upon input to a command have yet to the! See how they apply to you might consider switching banks 's important for you to understand how we make.! Are now turning to electronic fund transfers, partly to reduce their costs and prevent fraud agree to terms... `` coup '' been used for changes in the bank advertiser long as check... Option but to deposit a check or depositing one for someone & Stack. We 're still trying to figure out what next, any ideas? can i deposit a check with a different name chase /p. P > Hello quick question they do n't want to deposit it into his owner! Make money are court ordered to have no contact ATM and through the ATM from another bank ATM. Costs and prevent fraud 've also deposited checks where my last name was wrong quite egregiously I be... 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