Your maximum credit limit will be determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established. Even better, requesting a higher credit line is usually a simple process that won’t take much of your time. Requesting a credit limit increase from Bank of America is no exception. All rights reserved. The higher your credit score is, and the more income you have relative to your debt, the higher you can expect your BofA credit limit to be.If you’re unsatisfied with your initial Bank of America credit card limit, you may get a higher one later on. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Let’s look at some of the most popular offers with high floors and, hopefully, even higher ceilings so you can see for yourself.Some of the highest credit card limits right now are:: $10,000+. Though its competitors have shown ways in which they can outshine this card, the Cash Rewards card is still a top contender in the cash back credit card space.If you already bank with Bank of America and you’re looking for a cash back card, this card would make it easy for you to maximize your membership under the Preferred Rewards program. Amex Gold requires at least good credit and charges an annual fee of $250.Again, keep in mind that most credit cards only disclose minimum credit limits, if that. Top card benefits. So for example if you had two credit cards with Bank of America and both of them had a $5,000 credit limit you could transfer something like $3,000 of one credit line to the other card. RELATED The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our Chase Sapphire Reserve has a $10,000 minimum. Standard message rates apply.Failed to send the feedback. Apply online. Credit Score It is not the best rewards credit card I own, but still I use it every month with about 10% to 15% available credit line utilization. Other Bank of America credit limits could start out much higher. Plus, you can change the 3% category each month, either online or through the bank’s mobile app.Say you’re moving to a new home. Cash back credit cards from Bank of America allow you to earn cash rewards on all of your purchases. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. It has a simple process for earning and redeeming rewards, making it a great card for both novice reward card users and those who are veterans of the rewards race. Many cardholders report spending limits of $5,000-$10,000. Forfeiture Cash Rewards are subject to forfeiture. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. Choosing your own 3% category enables you to customize the card’s rewards to your spending preferences. * You will earn 2% and 3% cash back on up to $2,500 in combined … You can also request a credit limit increase, either online or by calling the issuer’s customer service department. Picking the right credit card goes a long way, too.If you’re applying for a new credit card with a high limit, your best bet is to target cards known for high minimum initial crIt's hard to determine a general Bank of America credit card credit limit, as they offer credit cards for all credit ranges.For example, for their secured offering, that is targeted primarily towards applicants with bad credit, the minimum security deposit and thus credit limit is $300.On the other end, the BankAmericard which is designed for people with excellent credit offers initial limits of about $10,000, but that's based on your creditworthiness and debt-to-income ratio.We are committed to being fully transparent with our readers.