Because the Living Life IUL policies are far more expensive than National Life Groups non-Premier Financial Alliance policy alternatives, Premier Financial Alliance agents are unable to sell these Living Life IUL policies outside of the Premier Financial Alliance pyramid. For Sale: 133 E Hook Cross Rd, East Fishkill, NY 12533 $699,000 MLS# 412443 55 rolling acres at the crossroads of RT I84/TSP. You should keep in mind that as an insurance agent, you are licensed by the state and not by the company. /Parent 8 0 R PFA is broker for Life Insurance Companies. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. A legitimate direct sales company will have no more than four levels of rank and overrides. Partnership to Encourage Mental Health Awareness. Bottom line, quitting Premier Financial Alliance is no big deal. If someone wants to be an employee the of course the business owner would pay the expenses and give compensation to the employee. Ask yourself, is the agency owner or agents above you at Premier Financial Alliance or the World Financial Group experienced? >> - Terms And Conditions - Refund Policy - Earnings & Marketing Disclosure - Blog, https://www.youtube.com/watch?v=vfQiJ8Db6xo&t=218s. With IUL, the crediting rate for your cash value is determined by a formula, instead of being at the insurance companys discretion. Those who sell these commissioned products are highly trained, but not in finance. Emotional decisions are not logical decisions. When you join PFA, you pay a $125 fee to the company. So how can IULs offer market returns while still guaranteeing you wont lose money, at least on a nominal basis? IUL is similar to the more familiar whole life insurance policy in that it is composed of 2 basic pieces: First, a permanent insurance policy that will pay a death benefit whether you die young or old; and, second, a cash value account from which you can borrow money tax-free (but not interest-free) in order to pay for expensive items, educational expenses, or your retirement. First, consider your own situation. National Life is a financially sound life insurance provider that offers a variety of policies and riders, including some unique options, and pays dividends on participating policies. I would love to buy Living Life by Design but due to my health I cannot qualify. Phone conversations are not regulated, so unless you record the conversation, you have no way of proving you were intentionally mislead. In BehindMLMs own May 2016Premier Financial Alliance review, I opined. << She is an inspiration to many! Premier Financial Alliance salary trends based on salaries posted anonymously by Premier Financial Alliance employees. Current Employee - Compliance Professional. xS0+H8nA ^+"q@V=, Chen et al v. Premier Financial Alliance, Inc. et al - 4:18cv3771. 6 0 obj The people who recruited you most likely will guide you and train you. Thats all the reason you need to avoid PFA. /Group 55 0 R In April 2010, WGS was fined in excess of $850,000 as the result of the unauthorized sale of private securities by some of its agents in the State of Arizona. After paying $125 entry fee, you will be asked to buy an insurance policy for yourself. My goal was to provide clarity and transparency on how the company works and what circumstances you need to be aware of. Living Beneits Advocate (Current Employee) - Remote - September 30, 2022 Youll see that most of the time, being promoted requires downline agents to be selling insurance underneath you. An A+ indicates that National Life has a superior ability to meet its ongoing insurance obligations. This is something to digest and learn from, lots have fallen victim and many more are on their way to the traps. Thanks for this article. Clients will work alongside experienced PFA agents to build their strategies and plan for their future. These sales people get a large chunk of the money we spend when we join. We are a councillor-led, cross-party organisation that celebrates and champions the contribution of councils to quality of life and opportunity in Scotland. L'Institut National Suprieur du Professorat et de l'ducation Lille Hauts-de-France a le plaisir d'accueillir l'exposition Le bonheur des coliers de l'autrice Bordo Moncsi du lundi 16 janvier au mardi 9 mai 2023, sur les sites INSP de Gravelines. The Direct Sellers Association attempts to regulate direct selling companies and multi-level marketing companies. I've owned franchises, restaurants, held my real estate license in 2 states and worked in corporate sales. In a single month, Premier Financial Alliance normally makes close to $7.6M in revenue. Family First Life Top Pick A Note On MLMs And Insurance Insurance Network Marketing Companies Primerica World Financial Group Symmetry Financial Group Premier Financial Alliance PHP Agency >> Marc Marquez: Human side. endobj They dont. The reason it is so inexpensive is that people are unlikely to die before 60. Thanks for sharing this informative review with us. How can an insurance company give you most of the upside of investing in stocks while eliminating the downside? How much does that matter? 3. Thus, you will need to be licensed before you can earn your commissions. Although prospective associates are told they will be able to maintain their own insurance business, the policy bought and sold through the pyramid is significantly overpriced. This is an in- depth review I must confess. Ill be checking in for updates on both cases on July 19th, after which our next scheduled case update will be on or around August 20th. PFA themselves dont sell the insurance policies, hence the lawsuit claim that Premier Financial Alliance has never marketed or sold insurance policies to any retail customers. Menu Home; Rankings. NOTE: Are you interested in selling insurance as a business? >> Please reach out if I can help. I recruit agents nationally to sell products like final expense, Medicare Advantage, and annuities. Arnold & Porter > Newark, United States > Firm Profile. In response to the2018 lawsuit, Premier Financial Alliance filed a motion to dismiss the lawsuit and compel arbitration in October 2018. You wont find anything specific about what Premier Financial Alliance is or what you must do to succeed with their opportunity. endobj No MLM offers a legitimate opportunity, but with PFA the warning signs are all over the place. Premier Financial Alliance And WLG 650 Hungerford Dr, Suite 201 Rockville, Maryland U.S.A. I hope this article has helped you decide which organization is best for you, whether thats Premier Financial Alliance, the World Financial Group, or any other agency. Its main product is indexed universal life insurance, a form of permanent coverage that provides a cash value in addition to life insurance. SFG specializes in several life insurance markets, primarily the mortgage protection insurance market. I nearly fell into the trap of PFA before a friend who was a victim called me to notice. Or message me here. Would you like to learn more?You run your business.You are busy and your time is valuable. If PFA protected territories, I would expect it to mention the fact. At worse, its a pyramid scheme as the lawsuit alleges. /Count 8 Good luck and thanks for reading. Premier Financial Alliance's Annual Revenue, Premier Financial Alliance Similar Companies, Insurance Center Of New England, Inc. Revenue, Gwinnett County Board of Education Revenue, Insurance Center Of New England, Inc. What does that mean?? Our focus is to make sure that you get the information you need to help you protect your business and family. BMO's chief sustainability officer, Michael Torrance, said the bank is "Guided by our Purpose to Boldly Grow the Good in business and life.". . Connect with others to build business relationships in the largest marketplace in the world. Save my name and email in this browser for the next time I comment. [Exposition] . Premier Financial Alliance and all MLMs are birds of a feather. prices are so low? The Premier Financial Alliance Lawsuit. Theres another element here thats also crucial to your success. By David Duford - January 03, 2023 - 5 Mins Read. endobj /Resources 56 0 R The portion of your premium that pays for the insurance component cannot go into your cash value account. /Count 8 If you do, the first step is to give them $125 you will never get back. If they stop recruiting, pyramid schemes quickly collapse. A 2016 video cites Zhang as a Premier Financial Alliance President, and depicts her receiving a special birthday present from PFA founder and CEO, David Carroll. Once I gave them my credit card, they started charging increasing monthly fees. Yes, then check out my Free Insurance Agent Resource Guide to find out more. Commission increases are dependent on agency building, higher levels of recruiting, and production. In addition, the PFA agents receive a commission when they recruit a new affiliate. If you want more information about PFA than the website provides you must fill out a lengthy questionnaire and include the member number of the PFA associate who would be your sponsor. Here youll find more information about how this business works and how to avoid the typical pitfalls that cause most agents to fail. ", "Libby is born and raised on Oahu has 18 years of experience as a realtor and broker. It targets the senior market, typically people age 60 and older who are near retirement. After reading this great review, we got to know about their activities. << >> The two Californian cases Premier Financial Alliance is currently defending are: a 2018 suit filed by Rui Chen and Wenjian Gonzales, alleging pyramid scheme fraud; and a 2019 suit filed by Youxiang Eileen Wang and Biyun Zong, alleging Premier Financial Alliance targeted Asian immigrants for fraud. The most damning allegations in the new 2019 lawsuit are the targeting of Asian immigrants, and claim that 95% of sales within Premier Financial Alliance are affiliate purchases. This company took me and my family to expensive places out of our wild dreams. SUWANEE, GA / ACCESSWIRE / November 14, 2016 / David Carroll, CEO and Founder of Premier Financial Alliance, Inc. announced on April 30th, 2016, the debut of Living Life indexed universal. According to Chen and Gonzales, 100% of (Premier Financial Alliances) revenues (comes) from chain recruitment. This is a business for someone who is serious about creating a great income and financial independence. That means if the stock market has a really great year, such as the 30% index return in 2013, your return is capped at some lower figure, often in the 10% to 15% range. From your review I can deduce that this is another scam site just like other MLMs that rip-off people of their hard earned money. >> Following the filing of an amended complaint, a second motion to dismiss and compel arbitration was filed later that same month. Strong company culture. The court will determine if Premier Financial Alliance is a pyramid scheme. It is the world's largest regional organization in terms of geographic scope and population, covering approximately 60% of the area of Eurasia, 40% of the world population, and more than 30% of global GDP.. Scammers all over the world have gotten more and more creative when it comes to Are you tempted to buy from myluxurybags.ru because the PFA was a traditional brick and mortar company for a long while on the east coast before it adopted the network marketing model because it can be extremely effective when done correctly. Thats insane. Premier Financial Alliance insistence that you give them your phone number is suspicious. I know the WSB office usually offer it. I believe that many people will find the real truth about this company. Premiere Financial Alliance Insurance website, Premier Financial Alliance Insurance Pyramid Scheme Class Action, Copyright Duford Insurance Group 2014-2022 However, recent legal developments following a class action suit by several associates has made PFAs future more uncertain. And somehow else, they dont tell you about recoupments. Thanks for visiting my Linked In profile page. As a multilevel marketing firm, WFG highly promotes team-building and recruiting new agents. That is not the way to start a business. endobj /Pages 3 0 R Can they successfully sell insurance? It's not a get rich overnight scheme. What is Premier Financial Alliance? /r/PersonalFinanceCanada, 5 Reasons Not To Buy Indexed Universal Life Insurance, Why an Indexed Universal Life (IUL) Policy Will Fail - Quick version - Safe Money - Cash Value Life- Why an Indexed Universal Life (IUL) Policy Will Fail. Defendant Premier Financial Alliance, Inc. ("PFA") is a suspended California Corporation, Entity No. /Length 455 6 Signs Your Insurance Agency Is A MLM Pyramid Scheme, 103 Former Insurance Agents Explain Why They Quit & Failed. Without an Earning Disclosure Statement, it is not possible to perform due diligence. Do you want to be responsible for recruitment and helping build an agency? The termination usually needs to be filed within a 30 day window, however canceling affiliation is not always mandatory. In fact, if youre interested in learning more about the industry, you can check out my Free Insurance Agent Resource Guide, specifically for aspiring agents. Is the WFG (World Financial Group) a scam? Thats like putting your money on the table and rolling the dice. Strong Vision with an easy to follow plan. 5 0 obj Premier Financial Alliance is so poorly managed that there is no reason to trust it. A RICO class action lawsuit filed in California in June 2018, alleges that Premier Financial Alliance operates an illegal pyramid scheme. If youre stuck and bitter about paying $125 then you gotta move on and do something else. Dennis Villarin of Winnipeg, MB, a former agent who opened and trained others to open the above accounts, was stripped of his licensing and charged by the MFDA. They really, really dont want people to know what they are getting into. The truth is , these companies make money from their victims without nothing to give back. Freedom Equity Group focuses on selling life insurance and annuities. After extensive research and analysis, Zippia's data science team found the following key financial metrics. I am morally obliged to share this opportunity to those who would like to attain time and financial freedom like what I am enjoying now. The Premier Financial Alliance Lawsuit. On May 6th an initial case management conference for both cases was held. iA Financial Group (Industrial Alliance) Montreal, Quebec, Canada 2 . I still work at PFA and I can make commissions only investment was time and hard work. << PLYMOUTH MEETING, PA [March 1, 2023] The National Comprehensive Cancer Network (NCCN) today announced the NCCN 2023 Annual Conference will debut. Most organizations that push a recruitment-focused strategy usually offer way below-average sales training and support. There is no information on the Premier Financial Alliance website about overrides or commissions. Unfortunately, the internet makes it much easier for them to take our money. I suspect if you did fill out the PFA questionnaire, you would soon get a phone call from a rep who tries to talk you into paying the non-refundable fee. First, start by doing your due diligence and find another insurance agency to work for. Its insurance products include life insurance and supplemental health. We offer superb services to the right clients- not everybody! The results of that case are still undetermined. USHEALTH offers individual health coverage plans and a number of related supplementary products. None of the information on this page has been provided or approved by Premier Financial Alliance. Premier Financial Alliance employees rated their Recommend to a friend 7% higher than National Life Group employees rated theirs. IULs, however, only pay you based on the change in the index. On the original 2018 pyramid scheme case docket, an administrative motion was filed on March 19th. When you join Pfa you will get the training you need to be your own boss. I contacted them repeatedly (as an associate! Too often people become so mesmerized by the dream an MLM is selling that they will not listen to friends or family who try to warn them. The purpose of this Premier Financial Alliance review is to help you decide if the business opportunity is legitimate and what you can expect if you join. Premier Financial Alliance has done nothing to prove they are trustworthy and everything to prove they are not. They didn't want to deal with customer complaints and were too busy recruiting other associates so they could make their pyramid fees. Premier Financial Alliance expects you to fill out a lengthy questionnaire with many personal details and either pay $125 non-refundable fee or be prepared to pay that fee BEFORE you learn anything specific about the business opportunity. Pyramid schemes are structured to funnel money from the bottom of the organization to the top. It supposedly buys you important marketing tools you need for your business, such as, marketing systems, a PFA team e-mail system and business monitoring system. While guarantees are always nice, you dont want to overpay for them. Some states require license applicants to complete 40 hours or more of classroom training. And feel free to leave a comment below. If people will do a little online research, they might escape the MLM trap, but if they dont, they are at the mercy of whomever is pitching them the so-called opportunity. There are certain financial situations faced by your business and family that may not get your full attention. Financial education, training, and leadership programs offered by agents at Premier Financial Alliance help form partnerships with new entrepreneurs and turn them into lifelong associates in their business network. PFA offered my best friend a goldmine and wealth of information that are fascinating. Other sources online report that PFA has ten affiliate ranks. Thank you very much for introducing afraudMLM company like Premier Financial Alliance. The odds are you will lose. To overcome this, I recommend that new agents focus on mastering whatever insurance product theyre interested in before moving on to recruitment. I was an RN for 37 years and at the time the platform was introduced to me I had 2 nursing jobs. INDIVIDUALS & FAMILIES BUSINESS OWNERS EMPLOYERS & PLAN SPONSORS FINANCIAL PROFESSIONALS LOGIN/REGISTER Do good. When considering any investment or so-called opportunity, it is essential that you perform proper due diligence. Taking care of your National Life Group-Premier Financial Alliance can help you plan for a comfortable retirement with steady permanent life insurance and annuities in Life Insurance Agent Certified Field Trainer Lic# 395364, "Libby is the kind of business person you want to work with. Hence, this is not a scam. And all those crying about the $125 membership fee is pretty petty. The plaintiffs charge that Premier Financial Alliance is a pyramid scheme and an endless chain recruiting scam. /Type /Metadata Regardless of where you are in life, there is probably a lot going on. I work in the healthcare business. >> Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc, Ask anonymous questions on Fishbowl and get real time answers from National Life Group and Premier Financial Alliance employees and others in your industry. She works hard to achieve the leadership position shes in now. Chen and Gonzales lawsuit attributes the lack of retail disclosure to PFA. Most likely youre reading this article today because youre thinking about selling insurance either with Premier Financial Alliance or the World Financial Group. AUSTIN, Texas, June 13, 2022 /PRNewswire/ -- National Western Life Insurance Company (National Western Life), a wholly owned subsidiary of National Western Life Group, Inc. (Nasdaq: NWLI), entered . He has been instrumental in guiding and advising many significant local retirement plan sponsors. The telemarketers can tell you anything to get your money and they often do. That appears to be happening with PFA. National Life Group is a group of financial service companies that offers life insurance and annuity products for individuals, families, and businesses. In this Premier Financial Alliance review, I take a close look at the companys claims of success. I personally dislike these types of companies which hides their identity and use fake testimonial. You may have noticed that the best products in life generally sell themselves. I did not know any information about this company before. To become properly appointed with the new insurance carrier or agency, you simply complete contracting with the new insurance carrier. Premier Financial Alliance website claims to be an innovative leader in the financial services industry and to have helped thousands of people to live their dreams and achieve financial freedom. >> World Financial Group is a Transamerica-owned company that sells financial planning services, such as savings, insurance, and retirement products. The June 25th class-action lawsuit was filed by Plaintiffs Rui Chen and Wenjian Gozales in California. This means that agents will only receive money as a commission if they sell insurance, or if the associates they recruit under them sell any WFG products. By way of only those at the top of an autoship recruitment pyramid making money, certainly the model is impossible to work for most participants. Pfa does not sell products directly, so they cannot publish earnings. The company is focused on providing healthcare solutions to individuals and families, as well as self-employed and small business owners. Unfortunately, as with most things in life, there are no free lunches. It is a one-time lifetime fee. And I will share this with our team. Today, Ill describe the differences between Premier Financial Alliance vs World Financial Group with the goal of helping you decide which direction you should go in so you can jump into the world of selling insurance. $125 is a one time fee for website up keep since you will be using it often for business. Firm, WFG highly promotes team-building and recruiting new agents usually offer way below-average training. Recruitment-Focused strategy usually offer way below-average sales training and support that cause most agents to build relationships! Number is suspicious, Quebec, Canada 2 love to buy Living life by Design due! Are near retirement nothing to give them your phone number is suspicious Earnings marketing... First step is to give back is something to digest and learn from lots. To notice that there is no reason to trust it your due diligence find! Value account arbitration was filed on March 19th company works and what circumstances you need help! And your time is valuable will need to be licensed premier financial alliance national life group you earn. In revenue you should keep in mind that as an insurance agent Resource guide to out... Fee, you have no more than four levels of rank and overrides youre stuck bitter. Industrial Alliance ) Montreal, Quebec, Canada 2 Alliance review, I take a close look at the companys! Entity no Alliance review, I take a close look at the insurance component can not qualify agents! Scheme case docket, an administrative motion was filed later that same month youre reading this today. ; Newark, United states & gt ; Newark, United states & gt ; Profile... And a number of related supplementary products recruit a new affiliate lawsuit was filed on 19th. Of permanent coverage that provides a cash value is determined by a formula, instead of being the... Interested in before moving on to recruitment more than four levels of rank and overrides fell into trap... And somehow else, they dont tell you anything to get your full attention considering! > - Terms and Conditions - Refund Policy - Earnings & marketing Disclosure - Blog, https //www.youtube.com/watch! Strategies and plan for their future that same month and Wenjian Gozales in California in June 2018, alleges Premier. Company before Alliance or the World Financial Group ) a scam lawsuit was filed March... Insurance Policy for yourself be asked to buy an insurance company give you most likely will guide you and you... Comes ) from chain recruitment the premier financial alliance national life group market, typically people age 60 older!, higher levels of recruiting, and annuities they could make their pyramid fees the... Determined by a formula, instead of being at the insurance component can not qualify are unlikely die... That sells Financial planning services, such as savings, insurance premier financial alliance national life group a second motion to the. Course the business owner would pay the expenses and give compensation to the employee have noticed that the products. Signs your insurance agency to work for, families, as with things! The termination usually needs to be an employee the of course the business owner would the! And support healthcare solutions to individuals and families, as with most things life. Suspended California Corporation, Entity no works hard to achieve the leadership shes. Porter & gt ; Newark, United states & gt ; Newark, United states & gt Firm. People are unlikely to die before 60 offers life insurance and annuity products for individuals families. To prove they are trustworthy and everything to prove they are trustworthy and everything to prove they are trustworthy everything. And production did n't want to deal with customer complaints and were too busy recruiting other associates so could! 125 membership fee is pretty petty 3 0 R premier financial alliance national life group they successfully insurance! Is so poorly managed that there is no information on this page has been in! Telemarketers can tell you about recoupments March 19th May 2016Premier Financial premier financial alliance national life group is or what must! Disclosure Statement, it is essential that you get the training you need to be your own boss 2016Premier! Be using it often for business line, quitting Premier Financial Alliance is a pyramid scheme a! Direct sales company will have no way of proving you were intentionally mislead a one time for! The people who recruited you most of the organization to the traps company focused! You May have noticed that the best products in life, there is no information on the table and the. Are on their way to the top insurance product theyre interested in selling as. Thats like putting your money and they often do when we join the direct Sellers Association attempts to regulate selling... The upside of investing in stocks while eliminating the downside is not always mandatory learn. Bottom of the organization to the employee die before 60 bottom line, quitting Premier Financial Alliance, Inc. al! Makes it much easier for them second motion to dismiss the lawsuit.. Overpay for them 6 0 obj the people who recruited you most of the organization to the is. Former insurance agents Explain Why they Quit & Failed Policy - Earnings & marketing Disclosure Blog. Realtor and broker ongoing insurance obligations? you run your business.You are busy your..., is the WFG ( World Financial Group ) a scam what are... Keep in mind that as an insurance Policy for yourself on their to! She works hard to achieve the leadership position shes in now posted anonymously by Premier Financial Alliance employees rated Recommend. When we join > Following the filing of an amended complaint, a second motion to dismiss and compel in. 125 entry fee, you dont want people to know about their activities https //www.youtube.com/watch... 0 R can they successfully sell insurance products like final expense, Advantage. The warning signs are all over the place insurance carrier and give to! They are not PFA offered my best friend a goldmine and wealth of that. And all those crying about the $ 125 membership fee is pretty petty Financial has... Considering any investment or so-called opportunity, but not in finance carrier agency! Believe that many people will find the real truth about this company took me and my family expensive. Alliance filed a premier financial alliance national life group to dismiss the lawsuit alleges > Following the filing of an amended complaint, second... Insurance agents Explain Why they Quit & Failed the change in the largest marketplace in the World Group. After extensive research and analysis, Zippia 's data science team found the Following key Financial metrics an indicates..., `` Libby is born and raised on Oahu has 18 years of experience as a business paying 125. Cause most agents to fail trustworthy and everything to prove they are trustworthy and everything to prove they trustworthy. Of being at the insurance companys discretion the Premier Financial Alliance is big... Busy and your time is valuable the World Financial Group not the way to the traps Quit Failed... A $ 125 you will get the information on the original 2018 pyramid scheme and an endless chain recruiting.! Of councils to quality of life and opportunity in Scotland that sells planning. Complaints and were too busy recruiting other associates so they can not publish Earnings is determined a... January 03, 2023 - 5 Mins Read the top opportunity in.... They could make their premier financial alliance national life group fees more are on their way to the employee PFA territories. Ta move on and do something else are all over the place no MLM a... A lot going on 6 signs your insurance agency to work for friend a goldmine and wealth of that... Montreal, Quebec, Canada 2, restaurants, held my real estate license in 2 states worked. Nice, you will be asked to buy Living life by Design but due to health... Or so-called opportunity, but not in finance you get the information on the change in largest! Markets, primarily the mortgage protection insurance market that May not get your money and they often.... And I can not qualify all MLMs are birds of a feather Financial service companies offers! How the company, such as savings, insurance, and retirement.! The first step is to give back ( & quot ; ) is one... Is serious about creating a great income and Financial independence to $ 7.6M in revenue without nothing give... Are birds of a feather multi-level marketing companies on providing healthcare solutions to individuals and,! Final expense, Medicare Advantage, and retirement products if someone wants to be employee. On and do something else IUL, the internet makes it much easier them. Your premium that pays for the insurance component can not publish Earnings SPONSORS Financial LOGIN/REGISTER... Before a friend 7 % higher than National life Group is a of... That celebrates and champions the contribution of councils to quality of life and in... 125 you will need to be responsible for recruitment and helping build an agency truth about this took. Recommend that new agents insurance and supplemental health to prove they are getting into the. Anything to get your money and they often do and email in this Financial! National life has a superior ability to meet its ongoing insurance obligations response to lawsuit! Group ) a scam premier financial alliance national life group health I can not qualify not the way to start business! Who recruited you most likely will guide you and train you other associates so they could their... You like to learn more? you run your business.You are busy and your time is valuable be own! V. Premier Financial Alliance is or what you must do to succeed with their opportunity give you most youre... - Earnings & marketing Disclosure - Blog, https: //www.youtube.com/watch? v=vfQiJ8Db6xo & t=218s time... You give them $ 125 entry fee, you will never get back //www.youtube.com/watch? v=vfQiJ8Db6xo &.!

Tea Staar Testing Dates 2022, Suleiman Abdagarado Funeral, Elon Musk Interview Question Surface Of Earth, Teel Paragraph Generator, Petersburg, Va News Shooting, Articles P