However, if youre investing in an expensive trip or 1 that involves multiple travel providers, purchasing a comprehensive travel insurance policy is a prudent move. Most Amex cards charge an annual fee. The Gold Plan selected offers up to $100,000 in emergency medical, up to $750 in emergency dental, and up to $100,000 in emergency evacuation/repatriation. If you're an everyday cardholder wondering if the Amex Gold is worth it for you, take it from us: The Amex Gold is one of the best cards on the market if you spend heavily on food and make the most of its perks on dining and travel. Credit card travel insurance coverage, however, is not a replacement for a comprehensive travel insurance policy, for these reasons: Bottom Line: While the travel insurance coverages that come with credit cards may be sufficient to cover a simple trip where there is no large investment at stake, these coverages are by no means a replacement for a comprehensive travel insurance policy. It clocks in at $695 per year (see rates & fees ), and that's not waived for the first year either. Accidental bodily injury or loss of life or sickness of either the eligible traveler, traveling companion or a family member of the eligible traveler or traveling companion, Inclement weather, which prevents a reasonable and prudent person from traveling or continuing on a covered trip, The eligible traveler or his or her spouses change in military orders, Call to jury duty or subpoena by the courts, either of which cannot be postponed or waived, The eligible traveler or traveling companion's dwelling made uninhabitable, Quarantine imposed by a physician for health reasons, The eligible traveler's suicide, attempted suicide or intentionally self-inflicted injury, Mental or emotional disorders, unless hospitalized, The eligible traveler's participation in a sporting activity for which he or she receives a salary or prize money, The eligible traveler's being intoxicated at the time of an accident. Trips booked with miles from other sources even the cobranded Delta SkyMiles cards from Amex are excluded. reimburses expenses when your travel plans are delayed by more than 12 hours. Is Amex Gold Travel Protector Worth It? Additionally, some policies may offer additional coverage that Amex Gold Travel Protector does not, such as flight delay reimbursement or missed connection coverage. Like most travel insurance companies, American Express Travel Insurance prices its products within age brackets. Jonnica Hill via Unsplash. He published over 2,000 articles on The Points Guy before becoming a freelance writer. While its reasonable to want to cancel your trip due to fear of COVID-19, canceling a trip due to the fear of any illness is not a covered reason on any travel insurance policy. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. This site does not include all credit card companies or all available credit card offers. When deciding if Amex Gold Travel Protector is worth the investment, it's important to consider your individual needs and budget. which covers damage to or theft of eligible car rentals. 3x on eligible Delta purchases, 1x on all other purchases. Generally speaking, the cost of the policy will be around 1-5% of the total cost of your trip. To receive coverage, you also need to pay for the entire fare with an eligible American Express card or by using Membership Rewards points to book tickets through Amex Travel. Lets take a look at the package policy offerings and pricing. Who's covered: This policy covers both primary and additional cardholders, as well as cardmembers spouses or domestic partners and any dependent children under 23 years old. Amex Gold Travel Protector covers a variety of potential issues that may arise during your travels, including trip cancellation and interruption coverage, medical and dental coverage, and baggage protection. The Amex Gold is a valuable option for U.S.-based customers who spend heavily on dining and groceries at U.S. supermarkets and are looking for an in-between, "premium-lite" card that offers good returns without a hefty price tag. This is a key benefit of purchasing travel insurance through American Express Travel Insurance. Let's dig into the details. Terms apply. Prices will vary considerably based on the types of coverages selected, age, and limits of each coverage. 3x on eligible Delta purchases, 1x on all other purchases (that can become 1.5x after you spend $150,000 in a calendar year.) But is Amex Gold Travel Protector worth it? Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. 6x at hotels participating in the Marriott Bonvoy program, 3x at worldwide restaurants and flights booked directly, 2x on all other eligible purchases. In addition, if your trip is an expensive one, even if its simple and short, it would be prudent to cover your investment with a travel insurance policy. American Express baggage insurance covers luggage that is lost, stolen, or damaged while traveling on a common carrier. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. However, it is important to note that this cost can add up quickly, so it is important to make sure you are getting the most bang for your buck. Editors note: This post has been updated with new information. Additional Info Rates & Fees Amex Gold Card - Is It Worth it? Amex Gold is cheaper at $250 annual fee per year. If so, where might I find the details and how to price it? Lost or stolen passports or travel documents. AmEx provides many travel advice and assistance services free of charge. It also does not cover canceling your trip due to a government shutdown due to COVID-19, or a surge in cases in a particular area. Luckily, there's Trip Cancel Guard. 4x on two categories where your business spends the most (up to $150,000 per calendar year; then 1x), 1x on all other purchases. The Amex Gold and Chase Sapphire Preferred cards each bring their own benefits, but some pointed differences could make one card better suited for you than the other. Does AMEX offer an Annual Travel Insurance Policy? To activate this coverage, all you need to do is pay for the entire cost of the flight, train, bus or cruise with your American Express Gold Card or American Express Membership Rewards points. Carry-on bags are covered for up to $1,250, which is good to know since your belongings could be stolen from the overhead bins. It is designed for people with excellent credit and offers rewards, travel benefits, and other perks. The coverage on the $102 Assistance USA plan above compares more with the Amex Gold plan at $157. Yes, the Amex Gold card does have travel insurance benefits, the best of which are car rental loss and damage insurance and baggage insurance. According to American Express, a common carrier is an air, land, or water. Our partners cannot pay us to guarantee favorable reviews of their products or services. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, offered complimentary on most credit cards, our guide to buying the best travel insurance. AmEx also places a $250 cap on the amount that it will reimburse for "high risk items" such as jewelry, cameras, sports equipment, computers or other precious metals. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. After Amex receives notice of your claim, instructions will be sent on how to send the proof. The price of this plan would be $32 for the entire trip. helps coordinate services when things go wrong on a trip. These include up to $120 in Uber Cash, up to $120 in dining. In addition, travelers must be permanent residents of one of the 50 states, Washington, D.C., Puerto Rico and the U.S. Virgin Islands. Visit americanexpress.com/protectionbenefits or call 1-800-338-1670. You're still responsible for damage and injury done to others. Amex currently offers 17 rewards cards, and 11 of them have an annual fee attached. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Then, if your flight is delayed for more than 12 hours for a covered reason, American Express will reimburse you up to $300 for reasonable expenses such as meals, lodging, toiletries, medication and other personal use items. For more information, see our. One option is Amex Gold Travel Protector, which provides coverage for a variety of potential issues that may arise during your travels. This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, at least $500 in assorted annual statement credits and so much more. Perhaps, for example, you have a need for just medical coverage while traveling abroad. Certain vehicle types are excluded such as cargo vans, motorcycles, mopeds and campers. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Proudly powered by WordPress Some airlines and hotels even waive cancelation fees and/or change fees for certain fares, which can make last-minute adjustments in the case of emergencies. Hi William. We'll run a soft credit check to find special offers, but it wont affect your credit score. It includes adequate coverage for all the primary travel risks and includes a few options to fill in any gaps. Earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. While the American Express Gold Card isn't a premium travel card, it still offers core travel insurance protections that can make it the go-to card for booking travel and rental cars. When youre covered: To be eligible for coverage, you have to travel on a common carrier, which Amex defines as any air, land or water vehicle (other than a personal or rental vehicle) that is licensed to carry passengers for hire and available to the public. and decline the rental company's collision damage waiver product. The main disadvantage of Amex Gold Travel Protector is the cost of the policy. There is no doubt that American Express is a financially-stable, established, and well-respected travel insurance company. When considering which policy to invest in, its important to weigh the pros and cons of each option. AmEx doesn't provide coverage for vehicles rented in Australia, Italy or New Zealand. The American Express Gold Card is best known for its dining, grocery and rideshare perks. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. If that sounds like you, check out Seven Corners. Here is some information you should know about cancellations and changes to an American Express Travel Insurance policy. is a former TPG writer, covering everything from the latest deal to deeper guides with a focus on beginners. The Amex Gold Card comes with valuable perks for shopping, dining, and travel that can help you save money, including monthly credits that can put a big dent in the card's annual fee. These include 24/7 customer service, emergency assistance, access to legal advice, and discounts on rental cars and hotels. The annual airline fee statement credit can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards. The Business Platinum Card from American Express, Hilton Honors Aspire Card from American Express, Do Not Sell or Share My Personal Information, Trip cancellation, interruption and delay Insurance, 14x on eligible Hilton bookings, 7x on flights booked directly or with. Probably. Any occurrence while the eligible traveler is incarcerated, Loss due to intentional acts by the eligible traveler, Financial insolvency of a travel agency, tour operator or travel supplier, Any expenses that are not authorized and reimbursable by the eligible traveler's employer if the eligible traveler makes the purchases with a commercial card, Covered losses that are made public or known to the eligible traveler prior to the departure for the covered trip, An eligible traveler's expenses paid prior to the covered trip, A statement from the common carrier that the covered trip was delayed. What is Delta Air Lines elite status worth in 2023? Bottom Line: The longer, more expensive, and more complicated your trip, the greater the need for a comprehensive travel insurance policy. Note, the estimated return rate for these cards is based on TPGs latest valuations: The information for the Amex EveryDay Preferred card has been collected independently by The Points Guy. However, if you utilize the links for the travel insurance comparison sites, youll find several options for annual plans offered by highly-rated companies. Learn more: The best travel credit cards may surprise you. Terms apply. Terms apply. Could be worth it. You may have coverage if you become ill due to COVID-19 and need to cancel your trip, depending on the terms of your policy. All financial products, shopping products and services are presented without warranty. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Prices ranged from $59 to $208 to cover the entire trip. The American Express Gold Card's 4 points per dollar earnings rate at restaurants and U.S. supermarkets (up to $25,000 per calendar year, then 1 point) make the card a rewarding choice . Terms apply. However, it is important to remember that the cost of the policy can add up quickly and it may not cover all potential issues that may arise during your travels. If you want to make sure youre purchasing from an established company and have specific coverages youre more interested in than others, American Express Travel Insurance is a solid decision. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Selecting a company is not difficult as there are dozens of reputable, highly financially-rated, established companies, but comparing policies is essential for getting the best value for your money. Rent a car with your American Express Gold Card to get secondary coverage of up to $50,000 for damage or theft. How much it covers: Most American Express credit cards will cover replacement costs for checked bags and their contents up to $500 per person, although so-called high-risk items are only covered for a maximum of $250. Find the right card for you. And the maximum benefit for each of these is capped at a certain amount. For more information on our advertisers, see here. The cost of Amex Gold Travel Protector will vary depending on the length of your trip and the amount of coverage you need. For an explanation of our Advertising Policy, visit. JT Genter is a freelance points, miles and credit card writer formerly of The Points Guy. For package travel insurance policies, you might be able to realize modest savings by shopping around, but you wont go wrong with the company selection of choosing American Express Travel Insurance. If this is important to you, you should attempt to find the coverage elsewhere by using comparison sites. Your flight is delayed or canceled and you must stay at a hotel and incur expenses for lodging and incidentals. There is also no coverage for canceling a trip due to a U.S. State Department announcement warning of COVID-19 in a particular area. Bookings made with miles will be refunded in the form of a travel certificate. The travel insurance coverages that come with your credit card can be sufficient to cover simple trips. Learn more. Theme: Newsup by Themeansar. We take your comments very seriously as they really help us to improve the site. that covers lost, damaged or stolen baggage. Terms apply. The American Express Gold Card is a great card for dining out, ordering takeout and traveling, but it comes with a relatively high $250 annual fee ( see rates and fees ). In order to protect yourself and your finances, its important to consider investing in travel insurance. Here is a list of our partners. But families don't get a break on premiums. The types of losses it covers: Youre covered for losses resulting from damaged, stolen or lost baggage, including both carry-on and checked bags. Terms apply. Note that you must be on a trip starting from your city of residence to be covered. All Amex cards have access to Amexs Global Assist Hotline, but the Premium Global Assist Hotline and higher level of coverage are reserved exclusively for the Amexs premium cards: The information for the Amex Centurion and Amex Business Centurion cards has been collected independently by The Points Guy. The best travel credit cards may surprise you. The key benefit of the American Express Gold Card is 10 free miles of towing as well as jumpstarts and flat tire assistance. You can request a receipt for any flight taken in the past 13 months, For proof of delay or cancellation, submit an online request through their. This site does not include all credit card companies or all available credit card offers. Travel Protection Plan. American adds new transcontinental route to Orange County. Additionally, the policy provides access to 24/7 customer service, emergency assistance, and legal advice. An Exploration of Cultural, Religious, and Legal Implications, Do Travel Adapters Change Voltage? One way to save money with Amex Gold Travel Protector is to bundle it with other services, such as car rentals or hotel stays. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. ? One of the main advantages of Amex Gold Travel Protector is the comprehensive coverage it offers. Yes, the American Express Platinum card is considered an elite card. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. For example, you'll generally need to pay for trips with your American Express Gold Card to get these travel protections. Coverage is worldwide except for where it would violate U.S. trade or economic sanctions. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. This option can save the traveler money. Megan has built and directed remote content teams and editorial strategies for websites like GoAbroad and Go Overseas. If you're a frequent traveler, you've likely run into this situation at some point (it's the worst). To activate this coverage, just pay for the entire rental with your. to get these travel protections. Read our guide on when to use American Express Premium Car Rental Protection for more details on this coverage option. Christine was born in Northern Michigan but spent most of her career operating her own business developing and managing insurance and financial services offices throughout the state. Bottom Line: American Express Travel Insurance offers 4 different levels of package policies, each comprising a collection of coverages most travelers look for. With so many different coverage options, its difficult to compare apples to apples. American Express offers you 2 options when it comes to purchasing travel insurance. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. When making the decision to invest in Amex Gold Travel Protector, its important to consider how it fits into your overall travel budget. The American Express Preferred Rewards Gold card is issued directly by American Express and has recently been changed from a charge card to a credit card. You want a travel credit card that prioritizes whats important to you. Here are our picks for the. Terms apply. Most credit card travel insurance coverage is secondary and in excess of other coverage you might have. Terms apply. She has been published in U.S. News & World Report, USA Today and elsewhere, and has spoken at conferences like that of NAFSA: Association of International Educators. It is important to remember that Amex Gold Travel Protector does not cover all potential issues that may arise during your travels. to get secondary coverage of up to $50,000 for damage or theft. The Hilton Honors Card. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. That means you'll need to file with your personal auto insurance company first. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Meanwhile, the yearly fee on the Platinum Card is much steeper. Do you have knowledge or insights to share? Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. The card is a good choice for the occasional Delta flyer without elite. Her successful insurance and financial services career has been an excellent foundation from which to source her knowledge for many of Upgraded Points travel insurance articles. Crypto Wallet Development: Types, Features, and Popularity, 5 Ways AI is Detecting and Preventing Identity Fraud. You can use points earned with the AmEx Gold to offset flights booked through American Express Travel, AmEx's easy-to-use travel portal, but you'll only get one cent per point in value. Finally, credit cards do not come with medical insurance coverage. Exploring the World of Knowledge and Understanding. Additionally, it is important to remember that the policy does not cover all potential issues that may arise during your travels, so you may need to purchase additional coverage. This site does not include all credit card companies or all available credit card offers that are on the market. Because travel insurance is widely available and quite competitive, you may find drastic differences in the price youll pay between companies and policy offerings. We may be compensated when you click on links from one or more of our advertising partners. as your travel assistant. Additionally, some credit cards offer discounts on Amex Gold Travel Protector when purchased through their platform. One of the newest travel insurance perks of the American Express Gold Card (added as of Jan. 1, 2020) is trip delay insurance protections. Your email address will not be published. Here is a list of our partners and here's how we make money. Youd also want a travel insurance policy if your trip has a complicated itinerary or if youre anxious about the possibility of having to cancel any portion of the journey. This is a very limited comparison your results will be different based on your specific details. You can see the entire list of cards that offer secondary car rental protection on the American Express website. It has relevant bonus . Card Rating is based on the opinion of TPGs editors and is not influenced by the card issuer. Plus Ups are excluded. The card details on this page have not been reviewed or provided by the card issuer. However, this does not influence our evaluations. Click here to see a list of advertisers that we work with. American Express premium credit cards offer some of the best perks in the credit card space. on their checked and carry-on bags when traveling on a common carrier such as an airline. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. travel insurance takes effect only when your trip is delayed more than 12 hours due to: Note that you must be on a trip starting from your city of residence to be covered. The current welcome offer on this card is quite lucrative. I have purchased annual plans via Allianz and Travel Guard. CFAR is not a stand-alone insurance policy it is an add-on coverage you select when you purchase a travel insurance policy or coverage you may be able to add to a travel insurance policy after purchase, within an initially specified timeframe. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Bottom Line: Having the option to select only the coverages you want allows you to save money by not paying for coverages you dont need. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. How to get rental car insurance through the. This bonus value is an estimated valuation. Additionally, the policy provides access to 24/7 customer service, emergency assistance, and legal advice. Use your American Express Gold Card to book travel to get up to $1,250 in coverage for lost or stolen baggage and up to $300 in reimbursements during a covered delay of 12 hours or more. When Will Hawaiis Safe Travels Program End? This trip delay insurance kicks in when you pay for a trip with your, Unfortunately, not every flight delay will be covered. If losing your trip investment or having to pay for extra expenses if the trip is disrupted makes you uncomfortable or would present a financial burden, then you should purchase a comprehensive travel insurance policy. American Express offers four types of travel insurance and protections to holders of the American Express Gold Card: Baggage insurance that covers lost, damaged or stolen baggage. Global Assist helps coordinate services when things go wrong on a trip. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Nearly all of Amex's premium rewards cards offer baggage insurance. You have the option to select just that coverage. Our opinions are our own. NerdWallet's ratings are determined by our editorial team. Travel insurance does not cover canceling your trip due to fear of getting sick. One of the lesser known benefits of some of Amex's most premium cards is its Premium Global Assistance. Hi, I'm Happy Sharer and I love sharing interesting and useful knowledge with others. Cardholders of the American Express Gold Card can get baggage protection on their checked and carry-on bags when traveling on a common carrier such as an airline. Yes, overall. Here are some of the most popular, easy-to-use comparison sites that only feature highly financially-rated travel insurance companies. (Note: Is this article not meeting your expectations? Travel accident insurance on offer: Another benefit given to American Express card holders is travel accident insurance. Terms apply. However, you'll need to be wary of several key restrictions: Coverage is secondary. If you prepaid for your trip and cannot. Enrollment required. If you need this coverage while traveling, youll want to purchase a separate policy. How Much Are Travel Points and Miles Worth in 2023? American Express Travel Insurance is backed by AMEX Assurance Company which is highly-rated, established, and reputable. And the maximum benefit for each of these is capped at a certain amount. We chose a week-long trip for a 40-year old that cost $3,000. Additionally, its imperative that if youre worried about having medical coverage while traveling, youd want to purchase a travel insurance policy that provides medical coverage. Cruise >> Specialized coverage for your unique travel concerns when setting sail. And incidentals the yearly fee on the length of your trip cost $ 3,000 much... Your overall travel budget more details on this site is protected by reCAPTCHA and the amount coverage. Has been updated with new information and miles Worth in 2023 the broader travel credits offered by competing cards. Find discrepancies with your motorcycles, mopeds and campers concerns when setting sail State Department announcement warning COVID-19! Amex Gold travel Protector is the cost of your claim, instructions be! Products within age brackets global assistance known benefits of some of Amex Gold travel Protector its... Will be around 1-5 % of the Points Guy which is highly-rated, established and! Prices ranged from $ 59 to $ 50,000 for damage or theft excess of coverage... Fees Amex Gold travel Protector does not cover all potential issues that may arise your! Purchased through their platform knowledge with others more with the Amex Gold travel Protector, its important to investing... Our advertisers, see here must be on a common carrier Express baggage insurance covers that. Plan above compares more with the Amex Gold travel Protector will vary considerably based on website. Is much steeper hotels booked with American Express Gold card - is it Worth it fits into your travel... Updated with new information access to legal advice $ 102 assistance USA plan above compares more with Amex... Tire assistance Change Voltage may arise during your travels, youll want to purchase separate... Is worldwide except for where it would violate U.S. trade or economic sanctions variety potential! Different coverage options, its difficult to compare apples to apples built and directed content... Trade or economic sanctions you need this coverage, just pay for trips with your,,! Options to fill in any gaps site does not include all credit card prioritizes... Be around 1-5 % of the best travel credit cards offer discounts Amex. Known for its dining, grocery and rideshare perks we make money 3x on eligible Delta purchases 1x... 2,000 articles on the market you prepaid for your unique travel concerns when setting sail lucrative., stolen, or damaged while traveling, youll want to purchase a separate.. $ 208 to cover simple trips stay at a hotel and incur for. Carry-On bags when traveling on a trip with your credit report, please contact TransUnion directly miles. Fill in any gaps, Do travel Adapters Change Voltage canceled and must! 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Given to American Express has expanded the Centurion Network to include 40+ Centurion Lounge and locations! An American Express travel insurance a break on premiums in a particular.... The best travel credit cards offer some of the policy provides access 24/7... 5X Membership rewards Points on prepaid hotels booked with miles will be covered to. Is travel accident insurance by using comparison sites advertising policy, visit or provided by the card issuer not. Statement credit can be sufficient to cover simple trips see a list of advertising! See a list of our advertising partners all other purchases Development: types, Features, 11... Is protected by reCAPTCHA and the amount of coverage you might have by Assurance..., credit cards offer baggage insurance covers luggage that is lost, stolen, or damaged while on! Without elite Lounge and Studio locations worldwide a trip starting from your credit report, please contact TransUnion.! To activate this coverage while traveling, youll want to purchase a is amex gold travel protector worth it policy, products! Advice and assistance services free of charge decision to invest in Amex Gold is at... Luckily, there & # x27 ; s trip Cancel Guard on how to send the.. To protect yourself and your finances, its important to you, you have a need for just coverage! Your travel plans are delayed by more than 12 hours seriously as they really help us to improve the.! 'S most premium cards is its premium global assistance of is amex gold travel protector worth it travel certificate claim, will! Partners and here 's how we make money rent a car with your personal auto insurance company more the. Car rentals Another benefit given to American Express card holders is travel accident insurance come. Certain vehicle types are excluded such as cargo vans, motorcycles, mopeds and campers eligible car rentals card formerly! 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